Posts Tagged ‘“paying off student loans”’
People often private message me and ask for tips on couch-surfing, as well as ask me other questions about my experiences, so here’s some answers to some of the most common questions:
YOU: Where do you find your couches? Websites like Couchsurfing.org?
ME: Actually, I am fortunate to have many friends and friends-of-friends who offer me couches, air mattresses, floors, and the like. Sometimes, even guest rooms! I usually stay with each person for three-to-seven nights, though I house and pet-sit, also, and so my time at someone’s place is usually longer then, anywhere from a few days to several weeks.
Couchsurfing.org is a fantastic organization, though. Sort of like an online dating site – but not for dating; rather, to find couches. People have profiles akin to Facebook, and have testimonials from others on their pages, so you are not choosing couches blindly. I have used Couchsurfing.org when traveling abroad, and had nothing but positive experiences. Feel free to private message me for more specific information.
YOU: You said you would couch-surf in L.A. for fifty-two weeks, but it has been much more than a year now. Why?
ME: Unfortunately and fortunately, yes, it has been over a year now. Actually, over three years. All because I spent the majority of the first year getting out of default with my numerous (about a dozen) student loans, making very high payments to student loan collection agencies, in order to get back in their good graces and to improve my credit score (which is important, and which many people my age/Gen X-ers don’t always take too seriously, though we should).
Long story short, the more I pay off my student loan debt, the better I feel about whittling down that $98,000 to thousands and thousands less now. Since I still make several student loan payments each month, I often say that I still have a landlord – not some middle-aged man, but the faceless Department of Education. J To pay off all my debt and to pay a three-dimensional landlord would be out of my means, financially. And for now, I choose my student loans.
Plus, I really love living with my friends. I recommend that everyone try it, whether or not you’re in debt. It will make you and your friends much closer… usually.
YOU: Do some people not understand your couch-surfing lifestyle?
ME: Of course, not everyone gets it. I think it’s a creative way of dealing with a serious problem. In 2009, I could not pay my rent and I did not want to leave L.A., either, for I feared that if I left, I would not return (as I had seen so many others do; working in film and TV is not easy and takes a lot of perseverance). So I turned to the one thing I had: friends. And they have been immeasurably kind and generous in opening up their homes and pull-out sofas for me. And I swear I will return the favor one day, when I get an apartment of my own again.
Also, couch-surfing and living on as little money as possible has taught me a lot. For instance, there are so many free things to do in the world, where money is not even required. Not to mention I have learned to travel with one, airline/carry on-sized suitcase and a sleeping bag. Sure, I have some things in storage, but I have realized that, when it really comes down to it, I can live without all that other stuff. People are really the most important commodity, hands down.
I can go on and on about couch-surfing… (If you have more questions, feel free to post them here or send me a message.) Thank you!
I know, it has been far too long since I last blogged. But thanks for continuing to follow my Facebook posts!
Been (couch)surfing in Hermosa Beach lately. In all my years in L.A., over a decade, I have never spent so much time here as I have lately. I never wanted to be one of those people to live in the South Bay, for “those people” seldom seemed to leave it. Instead of opting for a birthday party in Santa Monica, oftentimes, my friends would stay in the South Bay. And now I know why. It is gorgeous here:
That pic was from my friend’s deck!
Here it is in the day:
And living so close to the beach (two blocks) motivates you to exercise every day, walking or biking on The Strand here, alongside the Pacific Ocean.
Saw this dad pushing his baby… Aww!
And this is one of my favorite houses. (A girl can dream, right?)
And here’s one thing from The Strand in Hermosa that we should all keep in mind:
“It’s never too late to be what you might have been.”
And all the exercising makes you eat healthier. Here’s a pineapple/coconut yogurt-and-strawberries smoothie I made after my last walk.
I don’t want to leave this couch, but I must.
Later tonight, off to another South Bay town I go – Manhattan Beach.
And here’s one final sign I LOVE:
“Leave only footprints.”
What kind of footprints are you leaving in the world?